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Reducing funeral costs

Religious funerals, green funerals, woodland burials, carbon off-set funerals, humanist funerals and spiritualist funerals

Funerals can be expensive. However, it is possible to reduce these costs by planning ahead. If you are able to do this you will also remove the financial burden that can be left on your family after your death.

One way to reduce your costs is to arrange a pre-paid funeral plan. This enables you to pay for your funeral in affordable instalments and you pay the cost at today's prices, rather than at higher costs in the future. The contract that you make with the funeral director will enable you to make choices about the type of funeral, location, type of coffin, music, flowers and anything else that you wish to organize, such as the reception or gathering.

When choosing a plan, shop around for the best deal. Some of the more popular funeral plan providers are listed below and you will see that some of these websites offer discounts and vouchers for their funeral plans:

www.co-operative.coop/funeralcare
www.dignityfuneralplans.co.uk
www.perfectchoicefunerals.com
www.goldencharter.co.uk
www.goldenleaves.com

Obtain a no-obligation quotation from several companies so that you can compare services and costs. Don’t be persuaded into buying items that you don’t want or need – think about what you require before you speak to a funeral director. When taking out a plan check that it is regulated by the Funeral Planning Authority and that the funeral director is a member of the National Association of Funeral Directors (NAFD). Visit www.funeralplanningauthority.com to find a list of regulated providers and www.nafd.org.uk to find a member in your area.

You can reduce the costs of your funeral, or the funeral of a relative, by considering the following points:

If you have any other ideas about reducing the costs of funerals, please use our discussion forum to share your tips and ideas.