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Mortgage interest rate deals

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As on older person you may have already paid off your mortgage. However, if you still have some time to run on your mortgage you can save money over the long term by changing your mortgage deal and/or mortgage provider. Today this is much easier to do because there are a variety of mortgage comparison websites that enable you to research the best deals.

If you are thinking about changing your mortgage to obtain a better deal, a useful free mortgage comparison service is available at www.uswitch.com/mortgages. Here you can find information about the best deals on the market and read a comprehensive guide to re-mortgaging your property. Other comparison sites that may be of use include:

www.fool.co.uk/mortgages/
www.moneysupermarket.com/mortgages/
www.moneyadviceservice.org.uk/yourmoney/

When choosing a mortgage consider whether you want an interest only mortgage (your repayments only cover the interest on your loan) or a repayment mortgage (you gradually pay off the amount you owe). You also need to think about the following types of interest rate deals: